Not sure if they're hitting the demo...

Have you seen this ad? I have - every day on Facebook.

'Cept, not quite sure this is what a homeowner who hasn't taken advantage of Obama's refinance plan, looks like. In fact, not even sure this dude owns a home, maybe a trailer, no, maybe a shopping cart and owns, er, lives in a dumpster behind 7-11 - which is why he hasn't taken advantage of the Re-fi plan - and if he does own a home - it has a Meth lab in the back of it.

I mean, seriously? THIS is the best photo the people who put this ad together could come up with?

I came up with a list that could describe this character other than a homeowner.

Let's get the easy one's out of the way:

Hobo. Duh...
Serial killer. The only thing he's missing is a Swastika carved in the middle of his noggin'?
Stalker. I've seen this guy on that TV show, "Missing" a half a dozen times.
The son of God. And actually, this is probably a truer representation than most.

But homeowner, I think not.

Here's some you may not have thought of, (yes, I really have nothing else to do).

Evil scientist. Right? Starring in the new Bruce Willis/Mel Gibson buddy movie, "Die Hard You Jew".
Governmental think tank member. It's always the crazies who get the cushy thinkin' gigs
Poetry Professor at the University at California, Berkeley. He can quote Proust, Thoreau and Whitman  -as well as the range of the high-powered rifle under his desk
Male nursing intern. Again, reality bites fans of 'Grey's Anatomy' again - told ya
The guy preparing your Chalupa. And believe me - he ain't wearing the hat nor paying strict attention to the sign directed at employees coming out of the bathroom

It amazes me that out all the stock photos that are available on the World Wide Web, someone chose this one to represent homeowners who haven't taken advantage of the wonderful Re-fi rates.

But maybe it was really difficult to find a suitable photo of a homeowner - so I decided to try for myself - so I Googled "homeowner".

Here's what came up:

Homeowners, yes. Have never seen a person of color, no.

Photoshopped, yes. People acting like the house is there, no.

Got to love the little tent for the people
doing the photo shoot that's outside

Thank you, but no, a threesome is simply
not in our budget, we just refinanced

No, honey, I think I should sleep here
when the honeymoon is over.

Five minutes. One Google search. C'mon, if you're going to do something do it right, especially when a bijillion people are going to see it. Thank you.